Elder Care

As your cherished family member(s) gets older, they may need some help with their day-to-day financial tasks. Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly.

You could take care of their day-to-day financial tasks yourself, if you have the time and live close. However, if you don't, you may want to consider hiring a professional to help.

By getting the help of a caring, honest and knowledgeable professional, you'll have someone on your team, looking out for your loved one's best interest.  They will receive assistance with their daily finances and business duties, all while keeping you informed of every step we make. This way, you always know that your family member's needs are being met.

Whether they are no longer entirely independent or simply need extra help to more fully enjoy their lives, SPD&A will provide help in any of the following areas...

• Reviewing and paying household bills.
• Assistance with check writing and checkbook balancing.
• Making sure money is received, receipted, and deposited.
• The offer of a second opinion regarding household issues and unexpected situations.
• Handling day-to-day financial transactions such as home repairs, routine maintenance, and emergency medical expenses.
• Planning retirement account distributions and safeguard against improper disbursements.
• Organizing and reviewing personal, financial, and legal documents to determine appropriate needs.
• Preparing an inventory of personal assets and investments.
• Identifying and planning their retirement income, needs, and goals.
• Determining current and long-term cash flow needs by analyzing income and expenses.
• Addressing questions about lifestyle, Social Security, pensions, Medicare, and long-term insurance.
• Monitoring investment portfolio and other assets in conjunction with their investment advisor.
• Preparing, planning and filing income, trust, gift and estate taxes.
• Providing referrals to local services and agencies.